Lodestar Finance

Welcome to Lodestar Finance

Loans Made Simple, Free, and Always in Your Corner

Loans don’t have to be complicated, we make them simple. Completely free service from start to finish.
Unlimited support and proactive six-month reviews ensure your loan always works for you.

60+

Lenders

Australia’s Trusted finance experts

 

With over 60 lenders, we’ve helped 950+ people secure the best loan they deserve

The right people and the right process—helping you get approvals faster and settle sooner, without the stress.

Our Vision

Helping people isn’t just part of our business, it’s the reason we exist. Whether it’s a new home, a car, or a better loan, our purpose is simple: to make life easier and brighter for the people we serve.

Lovepreet Singh Sangha

Director, Principal Broker

Our Services

We search the market to find the right lender and the best deal for you

Home Loans

Dreaming of your first home? We help first-time buyers, families, and investors find loans that actually fit their budget.

Business Loans

Running a small business is tough—we make it easier with funding that grows with you, not against you.

Personal Loans

For when life throws curveballs or opportunities your way—get approved quickly without the stress.

Lenders
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Why People Choose Us?

Because life’s too short for complicated finance

100% Free Service — No Fees, Ever

We never charge you for paperwork or advice. Our service is completely free, from application to approval.

Unlimited Support — Anytime You Need

Have questions before, during, or after your loan? Our team is always here to guide you.

Proactive 6-Month Loan Reviews

We check in every six months to review your loan and ensure you’re getting the best options available.

Our Lenders

The Right Lenders, The Right Loan

We partner with Australia’s most reliable banks and financial institutions to bring you competitive rates, flexible terms, and stress-free loan options.

Our Team

Meet Our Professional Team Members

Lovepreet Singh Sangha

Director, Principal Broker

Harjinder Singh

Director, Business Development Manager

Armaghan Afzaal

Digital Marketing Manager

Our aggregators

Proudly Partnered with Custom Equity Group

Lodestar Finance partners with Custom Equity Group, one of the country’s few non-bank owned national mortgage aggregation groups.

Testimonials

Amazing Reviews From Our Clients

Jake Wilson

Went through Lodestar Finance for my home loan and it was honestly a really good experience. No pressure, no confusion. They just explained things properly and got it done. Would use them again.

Lauren McKay

I was expecting the whole loan process to be a headache, but it wasn’t. Lovepreet handled most of it and kept checking in so I knew where things were at. Made life a lot easier.

Tom Reynolds

Everything was pretty straightforward and communication was solid the whole way through. Saved me money too, so no complaints.

Gurpreet Singh

As a first home buyer I had no idea what I was doing. The team at Lodestar were patient and answered all my questions without making me feel silly. Really appreciate that.

Chloe Bennett

Really easy to deal with and super responsive. If I had a question, they got back to me quickly. Didn’t feel stressed at any point, which says a lot.

Rohan Patel

The process was smooth from start to finish. Nothing dragged on and everything was explained clearly. Overall just a solid, reliable experience.

Blog & News

Insights From Lodestar Finance

Why Choosing a No-Fee Finance Broker in Australia Saves You Hundreds

Why Choosing a No-Fee Finance Broker in Australia Saves You Hundreds

Why Choosing a No-Fee Finance Broker in Australia Saves You…

Most Effective Strategies to Manage Debt in Australia 2026

Most Effective Strategies to Manage Debt in Australia 2026

Most Effective Strategies to Manage Debt in Australia 2026 Finance…

Reverse Mortgages Without the Jargon: What Really Happens When You Apply

Reverse Mortgages Without the Jargon: What Really Happens When You Apply

Reverse Mortgages Without the Jargon: What Really Happens When You…

FAQs

Frequently Asked Questions

Usually 20% of the property value, but some lenders accept less with conditions.

Yes, but options may be limited, and interest rates are generally higher.

Many lenders give approval within a few days if documents are ready.

Not always — unsecured loans are available but may come with higher interest.

It varies by lender, but most require steady proof of income.

Yes, though some lenders may charge an early repayment fee.

It depends on your purpose, income, and repayment capacity — a finance advisor can guide you.

Yes, too many applications in a short time can lower your score.