A business loan agreement is the contract that sets out exactly what you’re borrowing, what you’ll pay, and what happens if things go wrong. The

Yes, a sole trader can get a business loan in Australia. The difference is in how lenders assess you. Because a sole trader and the

An interest only business loan lets you pay just the interest for an agreed period, so your regular repayments are much lower while the amount

A business equipment loan finances the machinery, tools, or technology your business needs, using the equipment itself as security. Because the lender has a physical

An online business loan is finance you apply for, and often receive, entirely through a lender’s website rather than a branch. The application, the credit

A fast business loan can genuinely settle within 24 to 48 hours in the right circumstances, but “instant approval” in the literal sense doesn’t exist

Getting a start up business loan is harder than financing an established business, because the thing most lenders rely on most, trading history, doesn’t exist

Having bad credit makes getting a business loan harder, not impossible. Mainstream lenders rely heavily on your credit file, but it isn’t the only thing

A business loan broker compares finance options across multiple banks and non bank lenders on your behalf, rather than you approaching each one individually. The

A business loan is money borrowed for a business purpose, whether that is covering cash flow, buying equipment, funding growth, or purchasing an existing business.

A secured business loan uses property or a business asset as collateral in exchange for a lower interest rate, a larger borrowing limit, and a

Refinancing a business loan means replacing your existing facility with a new one, usually to get a lower rate, better terms, or to consolidate multiple

A business car loan finances a vehicle for business use and, unlike a personal car loan, is assessed against your business’s income and structured to

A business purchase loan finances the acquisition of an existing business, covering the purchase price along with, in some cases, working capital to run it

The business loan rate advertised on a lender’s website is rarely the number you actually end up paying, once fees, term, and structure are factored

An unsecured business loan lets you borrow without putting up property, equipment, or other assets as security. That is the entire appeal, and it comes

Business loan interest rates in Australia currently sit well above where they did two years ago, and the direction of travel is still upward. For

Business loan requirements in Australia vary more between lenders than most owners expect. A major bank might want two years of financials and property security,

A business loan calculator does one simple job: it turns a loan amount, an interest rate, and a loan term into a repayment figure you

Getting a small business loan in Australia comes down to three things: knowing what a lender wants to see, having your paperwork ready before you