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We believe finance is not just about numbers — it’s about freedom. The freedom to dream bigger, to take bold steps, and to live life on your own terms. Whether it’s owning your first home, growing a business you’re passionate about, or navigating life’s biggest milestones with confidence, we’re here to make it possible without the weight of financial stress.
Our vision is to empower people with the tools, guidance, and support they need to turn money into a pathway toward opportunity, security, and lasting freedom
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Smart Loan Solutions with lodestar finance
All Your Loan Needs, Made Simple in One Place
Our Services
From home loans to business and personal finance, we’ll find solutions that actually fit your life—not just numbers on paper.
Why Choose Us?
We’re not another faceless lender. Our team takes the time to understand your goals and guide you every step of the way.
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Skip the wait—get a quick, no-obligation quote so you know exactly where you stand before making any decisions.
FAQs
Frequently Asked Questions
Most lenders want 20% to avoid LMI; from 1 Oct 2025, eligible first-home buyers can purchase with a 5% deposit and no LMI under the Home Guarantee Scheme (with higher price caps).
LMI is a premium you pay that protects the lender (not you) when you borrow over 80% of the property value.
Pre-approval typically lasts 3–6 months; timing can be anything from minutes to a few weeks depending on the lender and checks.
Yes—Housing Australia’s Home Guarantee Scheme helps eligible buyers with small deposits; from 1 Oct 2025 it has unlimited places, no income caps, and increased property price caps.
Expect ABN/ACN, ID, recent bank statements, financials/BAS, and a basic plan or forecast—exact requirements vary by lender.
ot always: secured loans use assets as security; unsecured loans rely on business performance/guarantees and usually cost more.
It’s a single number that blends the interest rate with most fees so you can compare loans “apples-to-apples”; lenders must use it in ads.